Insurance & Fees

Financial Transparency

We are committed to providing clear information about your insurance coverage, out-of-pocket costs, and the protections afforded to you by law.

Insurance & Medically Necessary Care

We are in-network with the following insurance providers for services deemed medically necessary.

Aetna

Blue Cross Blue Shield

UnitedHealthcare / Optum

What is "Medically Necessary"?

Insurance carriers typically cover services intended to diagnose and treat a mental health condition (e.g., Depression, Anxiety, PTSD). This includes standard psychotherapy and diagnostic psychological testing.

Important Note on Evaluations: Many specialized evaluations—including Schedule A Letters, SSDI, Long-Term Disability, and IME/Forensic assessments—are considered "administrative" or "forensic" rather than "medically necessary." These services are generally not covered by insurance and are billed at our standard flat-fee or hourly rates.

Self-Pay Services & Flat Fees

For clients who are uninsured or choose not to use their insurance benefits.

Psychotherapy Intake

$225

60-minute session

Psychotherapy Follow-up

$185

60-minute session

Specialized Evaluations

Good Faith Estimate

Your rights under the No Surprises Act

Under the No Surprises Act, you have the right to receive a "Good Faith Estimate" (GFE) explaining how much your medical care will cost.

  • We provide a GFE to all self-pay and uninsured clients prior to their first appointment.
  • The GFE outlines the expected costs for the specific services you are seeking based on information available at the time of scheduling.
  • If you receive a bill that is at least $400 more than your Good Faith Estimate, federal law allows you to dispute the bill.

Out-of-Network Benefits & Superbills

If you have an insurance plan other than Aetna, BCBS, or UHC, you may still be eligible for reimbursement.

How a Superbill Works

1

You Pay Upfront

You pay the full self-pay fee at the time of your service.

2

We Provide the Documentation

Upon request, we will issue a Superbill—a specialized, itemized receipt that includes all the clinical data your insurance company needs (ICD-10 diagnosis codes, CPT service codes, and provider credentials).

3

You Seek Reimbursement

You submit the Superbill to your insurance company. Depending on your plan, they may reimburse you for a percentage of the cost.

Tip: We recommend calling the member services number on the back of your card to ask: "What are my out-of-network benefits for outpatient mental health (CPT code 90837)?"

Payment Policies

Information about accepted payment methods and our cancellation policy.

Payment Methods

  • All major credit cards
  • HSA (Health Savings Account)
  • FSA (Flexible Spending Account)

Cancellation Policy

Appointments must be canceled or rescheduled at least 48 hours in advance. Late cancellations or "no-shows" are subject to a fee, which is not covered by insurance.

Questions About Insurance or Fees?

Contact us to discuss your specific situation and coverage options.